Integrity, Service, Value

1. Freedom - The home is yours! Decorate it and use it as you choose. No landlord to tell you

what to do. You are the landlord. More control over who are your roommates.

2. Stability - You can live in your home, as long as you choose. No spring semester fire-drills

and disruption to studying to find the next place to live. No hassles or summer vacation

interruptions due to moving out of your present home and moving into the next.

3. Predictability - Unlike rent, your fixed rate mortgage doesn’t increase each year. Budget

planning is much more predictable.

4. Financial Credibility - Paying a mortgage with parents increases your all important FICO

credit score.

5. Life Learning Experience – Learn valuable financial and management skills as a landlord

or house manager.

1. Lower Monthly Costs – Monthly costs can be less than

renting, when considering after tax consequences.

2. Great Investment Appreciation – Boulder real estate has historically in-creased in value

each year and exceeded alternative investment solutions.

3. Significant Tax Benefits – Interest deduction, property tax deductions and depreciation (if

sub-leased).

4. Risk Mitigation – Reduce financial risk through diversifying assets into real estate in a

different part of the country from where you live.

5. Second Vacation Home – A Boulder home offers a great place for summer vacation visits

for friends and family.

6. Build Your Equity – Build your own equity instead of your landlord’s.

7. Rental After Graduation – Continue to experience financial benefits as a rental when your

student vacates the home after graduation.